Credit Information Companies (CIC) or Credit Bureaus such as TransUnion Cibil, Equifax Credit Information Services Pvt. Ltd, Experian Credit Information Co. of India Pvt. Ltd and CRIF High Mark Credit Information Services Pvt. Ltd are operational in India to provide credit scores to the individuals and enterprises.

These CICs have tied up with several fintech companies/startups to provide customers credit scores, credit reports as well as monthly updates. For this you need to provide some information such as your name, PAN number, date of birth etc.

Various fintech startups are providing free credit score to the individuals and for the same Wishfin has tied up with Transunion Cibil to provide credit scores through WhatsApp, for this follow below simple steps:

1. Give a missed call on 8287151151
2. Alternatively you can enter your mobile number on Wishfin’s website (wishfin[dot]com/cibil-score)
3. If you give miss call on above given number then you will get a WhatsApp message from a verified business account “Wishfin CIBIL Score”
4. You can share your name, date of birth, gender, address, permanent account number or PAN and email etc. visiting site of Wishfin.
5. By following above steps accurately, you will receive your credit score instantly but if you want your detailed credit report then, you need to get registered in Wishfin’s website and login there

You can get your report, and 12 monthly updates free of cost as of now.