Scope of Two Wheeler Insurance-If you want to ride on public roads, it is mandatory to buy a vehicle insurance plan if you have two wheeler then two-wheeler insurance plan or bike insurance which insures rider and vehicle both.

By buying a third party or liability insurance policy, you can fulfill the obligations. However, it is not mandatory to buy a comprehensive two wheeler insurance plan. You should be aware of the benefits of the third party (or liability) insurance as well as comprehensive insurance plan. After assessing your risk factors, you can subscribe to a suitable plan.

Benefits of Two Wheeler Insurance Policy

• Financial protection – By buying two wheeler insurance, you can minimize financial losses.
• Risk coverage – The unfortunate events that take place on the road will be covered by the insurance policy
• Third-party damage – As you buy an insurance policy the insurance company will pay third-party damages on behalf of you. If there is damage to the other vehicle, property or person, the insurance company will pay the compensation.
• Add-ons – You can subscribe to various kinds of add-ons to get additional benefits from the insurance company.
• Cashless service/repair – The insurance company will offer cashless repair/replacement of spare parts at a garage which is in the network of the insurance company

What is Covered by the Two Wheeler Insurance Policy?

As you buy a two-wheeler insurance plan, you should be aware of the scope and limitations of the policy. The mere possession of an insurance plan will not serve the purpose. Hence, you should know the coverage offered by the insurance for various risk factors.

Types of Two wheeler Insurance Policies

There are two types of bike insurance policies.

• Third-party insurance plan – The plan is mandatory as per the law.
• Comprehensive insurance plan – You can buy comprehensive plan so that all kinds of risk factors are covered by the insurance policy in a very efficient manner.

A. Scope of Third-Party Two Wheeler Insurance Policy

As per the motor vehicle act, the owner of the bike should be insured compulsorily.

• Injury or death of third-party person – If there is injury or death of third-party person and you are involved in the accident, the insurance company will pay the compensation to the third party person.
• Damage to third-party property – If you are involved in an accident and the third-party property is damaged; your insurance company will pay the compensation.
• Damage to the third-party vehicle – If you are involved in an accident and the third party bike is damaged in the accident; the insurance company will pay the compensation to the owner of the third party bike.
• Injury of the rider – If the rider is injured in the accident, the insurance company will not pay compensation. There will not be any claim even though the rider dies in the accident.
• Damage to the insured vehicle – If there is damage of the insured vehicle, the insurance company is not liable for the damage.
  Injury or death of insured owner – The insured owner of the vehicle who suffers an injury or death will get compensation from the insurance company.

A.1 Compensation Paid by the Third Party Two Wheeler Insurance Company

• Death – 100% of the sum assured
• Dismemberment of both limbs or loss of both eyes – 100% of the sum assured
• Loss of one limb and one eye – 100% of the sum assured
• Dismemberment of one limb or one eye – 50% of the sum assured
• Permanent/total disability – 100% of the sum assured

B. Scope of Comprehensive Two Wheeler Insurance Company

The scope of the comprehensive is vast and it is possible to cover various risk factors in a very efficient manner. You can buy a vehicle insurance policy as per the type of vehicle, model of vehicle, age of the vehicle, location, age of the rider and other risk factors.

The comprehensive insurance plan offers all the features of a mandatory third-party vehicle insurance plan plus additional benefits.

B.1 Compensation Paid by the Comprehensive Two Wheeler Insurance Company

1. Natural Calamities

The following natural calamities, which cause damage to the vehicle, will be covered by the insurance policy:

• Fire
• Hurricanes
• Typhoons or storms
• Earthquakes
• Inundations
• Lightning
• Earthquakes
• Floods
• Lightning
• Landslides
• Rockslides
• Frost
• Rain
• Explosions
• Fires
• Self-ignition
• Cyclones
• Man-Made Disasters

Your vehicle may be damaged due to man-made calamity or disaster. Some of the calamities include strikes, collision and other malicious acts.

2. Damage during transportation of vehicle – If the vehicle is damaged during the transportation the insurance company will pay for the loss. The coverage applies through the road, rail, air and water transportation.

3. Theft of vehicle – If the bike is stolen, the insurance company will pay the compensation.

4. Personal accident coverage – The owner-rider of the vehicle, rider of the vehicle and passengers will be covered by the insurance policy.

5. Pillion rider cover – The coverage of the pillion rider will be included by the insurance policy as an add-on subscription.

6. Own damage – All kinds of damages due to man-made and natural disasters will be covered by the insurance policy.

Exclusions of Comprehensive Bike or Two Wheeler Insurance Policy

The following exclusions are applicable for a bike insurance policy:

• Policy expired or not active – If the insurance policy is expired, the insurance company is not liable for damages.
• Wear and tear / aging – The mechanical wear and tear or aging of the vehicle are not covered by the insurance policy.
• Breakdown (mechanical/electrical) – The mechanical or electrical breakdown of the vehicle is not covered by the insurance policy
• Riding the vehicle without driving license – Even though the policy is active, the insurance company is not liable if the bike is driven by a rider without valid driving license
• Riding under the influence of drugs – If the vehicle is driven under the influence of drugs or alcohol, the insurance company will reject the claim
• Wrong usage – The insurance company can reject the claim if the bike is registered for private purpose and being used for commercial purposes.

What are Add-On Covers on two wheeler insurance?

By paying little extra premium, you can get additional benefits from the two wheeler insurance company.

1. Nil depreciation cover – when you buy nil depreciation cover, the insurance company will pay the true value of the spare parts. The insurance company will not deduct the amount towards the depreciation of various automobile parts. The feature is not applicable to the standard insurance policy. Hence, you should subscribe to the nil depreciation by paying additional premium.

2. Engine protection – The life of the vehicle is based on the engine life. By subscribing to the engine protection rider, the engine as well as the gearbox assembly will be covered by the insurance policy.

How to Buy the Best Bike or Two Wheeler Insurance Plan?

After assessing your insurance requirements, you should choose the best insurance plan to cover your bike and third party damages.

1. The selection of the policy – You can go for either third party or comprehensive policy as per the type of two-wheeler. If you are buying an insurance policy for a new or expensive bike, you can buy a comprehensive insurance policy. On the other hand, you can buy a third-party insurance plan to cover your old vehicle.
2. Online policy – By buying an insurance policy from online sources, you can get discount on the premium.
3. Package policy – If you buy two or more insurance policies from the same insurance company, the insurance company will offer discount on the premium.
4. Timely renewal of the policy – The insurance policy should be renewed on or before the due date to get discount on the renewal premium.
5. No-claim bonus – The insurance company will offer discount on the insurance premium if the policy is not claimed in the previous policy year. The NCB will increase with every claim-free year.
6. Installation of anti-theft devices – By installing anti-theft devices, you can enhance the protection of the vehicle. The insurance company will decrease the premium if it is aware of the augmented protection of the bike.
7. Buying add-on covers – You can buy add-on covers as per your needs. You should not subscribe to features, which are not relevant to your bike or location. Thus, you can reduce the premium by customizing the insurance plan.
8. Comparison of insurance plans – You can compare the insurance plans offered by various companies so that you can settle for the best insurance plan.
9. Multi-year insurance plan – By buying an insurance policy for more than one year, you can get discount on the premium.
10. Transfer of insurance policy – If you buy used vehicle, it is possible to transfer the insurance policy from the previous owner so that you will enjoy the benefits of the insurance plan.

Insurance and IDV of Vehicle

IDV (Insured Declared Value) will play an important role in the calculation of the insurance premium. The insurance company will pay compensation for the loss or damage to the vehicle based on the IDV.

Conclusion

Before buying a two wheeler insurance plan, you should assess your risk factors. It is also important to go through the policy wording so that you will subscribe to all the required features and will omit unwanted clauses. By buying an online insurance policy, you can customize features as per your needs and it is possible to buy a policy at a competitive price.

Image credit- Canva

Data is being created all the time, from devices, applications, and users, because it’s digital and measurable, but what about offline? The data is waiting to be discovered by the action you perform offline and its information on the physical world. Devices that can capture, convert, and save the newly discovered data can help many businesses. It is an excellent way for any business or industry to measure its operation with this real-time data to make decisions further and target the right customers.

With the help of data collected through devices, they can forecast and anticipate the event proactively. They can solve the issue before they become more prominent and affect the whole business. No matter which field you are into, one can measure the real-time performance of their products in all the places that matter.

Wondering how IoT can help us collect that massive data? Here we are with a straightforward explanation on the same.

While connecting to the Internet, what all devices do you expect to be connected to? Mobile phones, tablets, computers, etc., right?

What if I say that any device could connect to the Internet and exchange data with each other (in the form of collecting and sharing), and this is the concept of the Internet of things.

With the price of processors and wireless equipment becoming cheaper and smartphone usage becoming commonplace, it has become possible to turn any device into an Internet of Things device. There is an opportunity for everything to be connected to the Internet, hence interconnected to any other device.

IoT can help improve human beings’ efficiency by eliminating the less critical time gaps in daily human schedules and making them more productive. Let us see an example for better understanding- Sandra has her important meeting at 09:00 A.M. Her alarm rings at 07:00 A.M, which further passes on the bathroom geyser’s information to automatically switch on for bathing.

The sensors and connectivity will pass on the info. The coffee machine starts performing its work by the time Sandra reaches the breakfast table, and after that, the car will begin to show the route with less traffic so Sandra can arrive on time. If by any chance due to traffic she got late from the time, an automatic message will be sent to the office intimating about the delay. So here, all the devices are smart and connected to the Internet, passing on information and improving time management. All the appliances are interconnected, making things seamless and smooth.

AI (Artificial Intelligence) and IoT (Internet of things) Relativity

Understanding the need and potential of IoT and AI, companies are investing in these sectors. The combination of these two super-powerful technologies has redefined the way businesses, economies, and industries function. Above we have discussed how IoT performs, but the question arises: how are they getting to know all this data, and how can they be more efficient?

The answer is while IoT deals with machine communication using the Internet, AI makes sure the appliances gather knowledge from their figures and experience. And this helps data scientists to predict the upcoming demand and business insights using time series analysis which eventually helps in better decision making and performing intelligent tasks.

IoT+ AI = AIoT (Artificial Intelligence of Thing)

When artificial intelligence is added to the Internet of things, it means that AI empowers IoT to create intelligent machines that cause imaginative understanding, correlating, decision making, support, and act smartly with significantly less or no humanoid involved.

Here are some examples in which the corporate world changes over with the introduction of IoT and AI.

1. Automatic Homes/ Smart Homes

In the concept of smart homes or automated homes, these are gadgets included- CCTV camera, AC, fridge, oven, water purifier, security systems armed with sensors in the home perform like intelligent devices and connected with IoT applications. Here, Artificial Intelligence acts as a powerhouse in collecting data, analysis, and decision-making systems to act spontaneously.

2. Automated Security

The security system should be solid and reliable; implementing an automatic locking system using IoT can escalate this risk. AI can collect the daily pattern of accessing doors or systems of the employees and understand the regular pattern of different individuals. AI can detect or alert us of any suspicious activity.

3. Smart Alarm

Like the fire alarm set in the buildings, AI can make the machines intelligent. So they can not only buzz the alarm at the time of the fire, but they can also call the relevant number, send a system alert, and start to sprinkle water.

4. Smart Parking

The sensor at the parking area can alert the potential parkers for the availability of parking, which AI empowers by using the map destination data and can show the available parking space by offering the parking area route. It is another essential time-saving aspect, which resolves through the alliance of AI and IoT.

Conclusion

The final word of this informative blog is, Both IoT and AI are superheroes and can make things, businesses, and lifestyles brighter, and their alliance can make a big difference. The combination of two can help in achieving more extraordinary digital transformation. IoT and AI are the two most deadly industries that require relevant skills and expertise. Businesses are aggressively investing the money to realize their potential.

Image credit- Canva

There is a very famous proverb, which states that it is never recommendable to put all the eggs in a single basket when you are dealing with the business strategy. It has been noticed that the statement is entirely true when the point of financing a business. One thing that you must be aware that the banks are not the only source of getting finance, there are some other ways too. Listed below are some of the sources of finance for a business. They are-

1. Personal Investment

The first and the foremost thing that you must keep in your mind that staring a new business means that you must have a bit of cash or asset of your own. This gives an indication to the investors that you are planning for the long-term commitment of your own project.

2. Love money

This is the money, which is generally loaned by the parents, family, friends, and spouse. In terms of bankers and investors, this amount is referred to as patient capital. In this case, the money needs to be paid later when the business profit increases.

3. Venture capital

This source of finance is only applicable for the businesses, which are technology driven and also the one which has higher growth potential. Generally, these sources of finance are given to the business in the field of information technology, biotechnology, and communications. When you opt for the venture capital than in that scenario, they expect a healthy return on their investment.

4. Angel Investment

You will be amazed to know that they are the retired company executives or the wealthy individuals who make sure that their money is invested directly in the business that is owned by others. The only limitation of the angel source of finance is that they provide money only during the early stage of any business.

5. Business incubators

In the case of the business incubators source of finance, they focus mainly on the high-tech sector. They stretch their hand to provide support for the business in their several stages of development. Usually, the incubation period does not last for more than a couple of years. It has been noticed that business, which gets this type of support often, operates within the state of the art sector.

6. Government grants and subsidies

One of the important sources of finance for your business can be government grants and subsidies. But getting grants from the government can be really tough as there are strong competition and criteria that you need to follow. It has also been observed that you need to match the funds for which you are given. Moreover, the amount also varies based on the granter.

7. Bank loan

You must be aware of the fact that bank loans are one of the most common sources of funding for different businesses. But one point that you must not forget that all the banks have their own merits as well as a demerit. Hence, it always better to go around and look for the one, which best matches, your demand.

Music has the ability to make you happy and touch your soul. If listening to music promotes the feelings of joy in you – it does the same thing in your little toddler. Toddlers love songs as they can recognize rhythm and move to the beats of the music. They can also distinguish happy songs from sad songs. This means when you are with your new toddler and want to make him or her beat the stress of life, put on a good song for kids and enjoy the music together!

1. Learn new language skills and vocabulary

Those toddlers that listen to songs regularly are able to express themselves better. They are able to learn new words and use them in expressing themselves. If you listen to songs for kids, you will find there are several repetitive words and verses. These help the toddler remember things, and as your child grows up, memory and focus will be better compared to kids that were not exposed to music and songs as toddlers.

2. Boost the sensory skills and development in your child

Music and songs have the ability to improve sensory development in your child. When you expose your toddler to new songs and beats, their cognitive skills improve. New toddler songs improve their motor skills, and you often find them dancing to music. They love to dance and move their hands and legs. Songs prompt movement in your child and they love to dance when they hear joyful tunes around.

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3. Lift the mood in your toddler

Music and songs help elevate the mood in your toddler. They love to be entertained, and when a song is played, it is rare to find a child not getting up and dancing. Those toddlers that are exposed to music at a young age are social and happy over those that did not get this exposure by their parents. In fact, songs and music can also be used during play, sleep and in the different moments of your child’s day. You can make the experience of music better by giving your child a toy musical instrument. He or she might not understand the lyrics of the song but can join in with its beats.

4. Play songs when your child is with other children

Playgroups are a good way to get different children to interact with one another. The inclusion of songs helps them to dance and sing together in a group. The joys are multiplied with children sing and dance together.

If you have more than one child at home, you can make singing and dancing a part of your fun activities at home. With songs, you all can bond together as a family. Songs and music are a lovely way for all of you to spend quality time at home.

Therefore, if you want your toddler to develop learning and language skills fast, introduce him or her to the joys of music. Songs help them become social and happy. It combats stress and helps them improve their ability to express themselves better than kids that do not listen to music!

Image credit- Pixabay

The world is full of incredible places to visit for which 1 lifetime is not enough. However, you may have observed that these international vacations carve out a huge chunk of you bank account. Not anymore, there are several places as well which you can visit in a lower budget. If you want to have a taste of cheap international tours during vacation with your family then you can choose some cheap International tours packages from the service providers.

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1. Indonesia

Consisting of several small islands and home to a thriving diversity of plants and animals, Indonesia is one of the best places that you can visit on a budget. Make sure you not only explore the popular attractions but a visit to the lesser known places will also be completely worth it. It is one of the best getaway options complete with mesmerizing beaches, unique culture, thriving lush greenery and an unmatchable peace. The place is rich in cultural heritage and blessed with enigmatic beauty which cannot be compared to anywhere else.

>>> Tourist Places in India; Must Visit Holiday Destination

2. Seychelles

If you are looking for an exotic international getaway at a reasonable rate then a visit to this stunning island is the best place for you to be. Nestled comfortably amidst the unending sparkling Indian ocean this is one of the 100 island archipelagos. It is famed as a popular wedding destination and is an idea place for spending a peaceful holiday along with your family or your loved one and explore the boundless beauty of the nature while indulging in fun underwater activities.

3. Qatar

This is a stunning peninsular Arab country and the terrain is very whimsical here and consists of a huge amount of arid desert space. There are several places available here for tourist interests that manages to give you a memorable holiday experience. From the limestone museum structure to the futuristic skyscrapers and relaxing beaches Qatar is a place ideal for a peacefully charming getaway at the most reasonable rates. With its capital in Doha you will be able to get a real taste of the real Arab with its cuisines and culture.

4. Hong Kong

Hong Kong is probably on every traveler’s wanderlust list. Situated in the south eastern end of Asia this place is undoubtedly one of the most enigmatic and thriving centers of tourism in the world. With the presence of interesting attractions and whimsical things to do like night market, ferry rides, sound and light displays in a magnanimous scale and so much more. You will also be savoring some delectable local cuisines here which will allow you to have one of the most memorable vacations of your life.

5. Cambodia

Rich in historical and cultural heritage Cambodia is probably one of the most underrated holiday international destinations in the world. It is replete with incredibly amazing traditional temples, shrines and emanates a vibe of incredible solitude and serenity. Every place year has an interesting history related to it and allows the traveler get steeped in its mind boggling account. The lush green cover and the vibrant vibes of the city life makes it one of the most cherish able experiences of your life.

6. Bhutan

Surrounded by some of the most pristine natural beauty this place is definitely worth a visit in your lifetime. This untouched nation houses some of the most incredible monasteries and places of visit and is a delight for every nature lover and peace seeker. A great place to experience the perfect blend of bountiful nature this place boasts of some of the most mesmerizing experiences and natural wonders that cannot be compared to anywhere else in the world.

7. Paraguay

The Indian rupee is extremely strong at this place and lets you have some of the most fun, thrilling and unique travel experiences in the world. This landlocked nation houses some of the most vibrant traditions, cultures and other fun places of tourist interest. There are numerous places that will enable you to have a one of a kind experience here from mountains to the beaches and from traditional structures to the modern skyscrapers, there is everything for every type of traveler at the best rates.

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8. Turkey

This place is undoubtedly one of the most underrated travel destinations in the world. It has its cultural connections with Greece, Persia and Rome and even byzantine making it one of the most culturally exclusive nations in the world. From ancient mosques to amazing and mesmerizing fun experiences this place represents one of the most diverse traditions in the world. The cosmopolitan here is ranked among one of the most exotic locations for people from far and wide.

9. Kenya

If you are looking spend your vacation amidst the glorious natural and witnessing the wildlife in its full vigor then Kenya is the place to be. The safari here at the famous Masai Mara national park and among the natural surroundings will be a great choice for spending your holidays in a more fun way. The place is blessed with bountiful nature and you will be able to observe nature at its best in its natural surroundings.

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Shopping is an essential need of human being and if you get some discounts to save money while shopping then it will be good for you…isn’t it!!! Some shops and brands are more open to attracting customers through various offers and coupon codes. If you are already buying through some time from one of such brands or stores, then you are lucky to get the opportunity to save money as you make purchases from time to time. If you are still not associated with one of such brands or stores as the customer, then you must get associated with one, and discover the joy of saving your hard earned cash with most of the purchases you make. There is not just one way to save, but a multitude of ways which can help you save money while shopping. It may be little by little but you’ll feel more satisfied with your shopping experience.

1. Take Even The Small Savings Seriously

If you have never taken saving on small portions seriously, and only consider a fat bank account or term deposit to be a serious form of saving, then it’s time you change your thought process. Once you start saving on your day to day purchases for needed items, you can keep track of the money you are saving, and can actually maintain a tracker file for this. You should actually try to accumulate every saved penny into a separate account or box. And every time you save $10 or so, you may transfer that to your bank account. Continuing this would one day reveal to you, that you have created real wealth for yourself and your family, which can be used for productive work, investments, and other emergencies as well.

2. Compare Products As You Prepare To Buy

Comparison is not essentially done through tools. You can compare simply by looking at the product, reading product information, and going through simple details like weight, volume, price, manufacturing date, date of expiry, place of manufacture, etc. And then there are plenty of online reviews available these days about products, which always acts as a smart guide in product buying. Therefore, people who really want to know their product well before buying always have many ways to do so.

One of the prime factors in this kind of research is the product price. You may find the same product to be sold at varying prices from different sellers. Here, you would like to see which seller is selling an authentic version of the product recently manufactured, and delivering it to you at the lowest reasonable price. When you get such details through comparison, you may use it at its best to get the product at the most reasonable price and save the amount which is the difference amount between the actual retail price, and you paid the price.

3. Find Rewarding Programs

Loyalty program offered by various brands and shops is a way to reward customers who return to the shop. A brand or shop offers such programs to bond better with their customers and thereby buy some customers permanently. Customers also love such reward point giving programs simply because of the multiple advantages of the programs. One of the prime advantages is savings. It works like this that, with every purchase, customers keep on accumulating some reward points, and then the reward points can be converted to attractive cashback or further discounts on future purchases or free gifts from the company.

Many shops and companies have their own reward point based cards. The rewards credit cards are a popular thing offered by some stores. If you are a frequent buyer of the big names then you may research further to accumulate such a loyalty membership card from those big companies thus can save money while shopping.

4. Email Subscriptions From The Brand To Save Money While Shopping

Latest offers, updates, new coupon code releases, and upcoming deals all get notified to members and email subscribers by shops and brands. If you are an email subscriber of one of the big names who have their series of departmental stores all around the country, then you surely would get to know about all their updates, releases and offers through emails. And this is one of the best modes to stay updated, and use every opportunity to purchase needed items timely during that offer period. This way, you can save big on every purchase.

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5. Apply Coupons To Save Money While Shopping

One of the most rewarding ways to shop is the use of coupon codes. There are many blind followers of coupon codes who loves hunting online and everywhere for coupons and vouchers of their favorite shops and brands, just to take the satisfaction of saving well on their purchases every time. You can also be one of them and look for coupon codes of your preferred shops and use them.

Companies and shops do release coupon codes and discount vouchers for their customers. There are various websites who provide coupon codes and discount vouchers you can apply on online shopping sites. Some codes are to attract customers for the first time, while some codes are to attract returning customers. But they are released to increase their business and revenue. Customers can always take advantage of such offers to save money on their purchases.

6. Check Free Delivery To Save Money While Shopping

Delivery to a customer at the address is always chargeable in normal circumstances. In some cases, however, deliveries are not charged, which is also one kind of an offer or promo given by a shop or brand. If you are getting such an offer, then do use that to save whatever you can on delivery charges too. Even if the charge looks nominal to you, nominal savings on repeated pattern also can add up to a nice fat saving one day.

Concluding notes

The ability to haggle is a good one, and often helps you save money when you are buying things from a street market. But this does not help you when you are buying from a supermarket or departmental store. Moreover, when you are shopping online, you have to pay whatever price you see on the webpage, after applying whatever coupon you do to it. Therefore haggling helps only in a limited way a few places. Otherwise, you must stay aware of offers and deals around you through the above methods, to keep on saving on most of your purchases. Above given are some of the ways you can apply on to Save Money While Shopping either online or offline.

Image credit- Pixabay

As an entrepreneur, your first objective would be to get the startup rolling and then achieving profitability so that you can put into the fast track with angel and venture funding. You can then achieve amazing valuations on its IPO and become a millionaire. However, to get your business off the ground, it is important to take on debt and if you are not able to say on top of it, it can easily crush you. It is also vital for entrepreneurs to know and understand the difference between good debt and bad debt so that you know what to take on and what to avoid. Any debt that you can use to make your company grow is essentially good debt; typically, these are loans, lines of credit, or a mortgage. Bad debt is money that you can’t use to make your business more productive; typically, the funds are used to buy things that are really not required or stuff that you can’t afford. According to forbes.com, if debt does not add to your cash flow, it should be avoided.

>>> A quick guide to debt consolidation loan; Process and policy

Reasons Why Entrepreneurs Get Trapped by Bad Debt

How Entrepreneurs Can Use Debt Productively

1. Cash flow can be dynamic

There is no more exhilarating feeling than to see cash flowing into the business as sales take off, however, most business owners, especially startup owners do not realize that for the cash flow to stabilize, it can take some time and till then, it can be a roller coaster ride. If the sales are down one month, it is all too very easy to turn to credit cards to buy the essentials and think that the dues can be paid off with the sale proceeds of the following month. If for some reason, the cash flow does not improve or the business owner finds some other good reason for deploying the cash generated, the card dues don’t get repaid and soon starts snowballing.

2. Expect too much from the business too soon

There are many entrepreneurs who are too optimistic and think that the business will start generating sufficient profits to be able to sustain them. They may have quit their day jobs to be able to devote time and effort to the startup but the business is simply not mature enough to generate the desired surpluses. It is really important for entrepreneurs not to start flogging the business to death by over-leveraging debt. All businesses need time and sustained reinvestment to stabilize them and get them on to the proper growth path. Starting to live off the cash flows of the business may well mean a serious problem for the entrepreneur.

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3. Be too confident

When the business has been on a good growth mode for the first few years and entrepreneurs have used good debt to grow the business, it can lull them into a false sense of security. A closer look at their capital structure may very well reveal that they have too much debt and when there is a downturn in the market, or a loss of a few important customers, the entry of a new and more aggressive player, the ensuing disruption in the market may be too much for the business owner to handle. The sales may crash drastically leading to a situation where the cash flows are simply not sufficient to sustain the business and pay back the debts. Debt consolidation with the assistance of a leading company may well be a solution to organizing your debts and reducing your interest expense.

4. How to Get Out of Bad Debt?

Since by its very nature, bad debt is damaging to the health of your business, it is important to get rid of it as quickly as possible. Implementing a debt snowballing strategy is a very effective method of getting rid of debt fast. The strategy is simple but requires dedicated effort to make it a success. The plan is so called because just like a snowball it gathers momentum with time. You first need to make a list of all your bad debts; the ordering can be by the amount due or by the rate of interest, as you like. Ordering the debts by the rate of interest enables you to save the maximum money but if have a problem of motivation, you can list them in ascending order and start paying off the lowest due amount the first.

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The next step is finding out how much surplus you can generate every month for paying off your debts. Try to spend less so that you can save more and strictly avoid taking on new debt. The idea is to pay back the maximum amount towards the debt while continuing to make the minimum payments of the other debts. After the first debt has been paid off, the amount can be deployed for paying off the next one and so one till everything is paid off. The trick is to maintain discipline till you pay off the last debt and speed up the process by saving a much as possible by keeping your lifestyle expenses to the minimum.

Conclusion

Once you have managed to wind down your bad debts, it is very important for you not lose sight of your objectives and clock up debt that can have you struggling again. Since credit cards are very easy to use, it is very easy to keep on spending beyond your means. Even though in the initial stages, it is often necessary for entrepreneurs to use credit cards to finance their businesses, they need to keep a strict watch over the expenses and make sure that the budget of the business can accommodate them. Never make the mistake of paying for the personal expenses with the same card that you use for business needs as it can become very difficult to untangle the accounts. It is also very important to start making a budget for your business so that you know exactly where your money is being spent and where you need to curb expenses. Budgeting can be frustrating in the initial months but with time, you will get used to it and can make it a very productive tool for business growth thus this is how Entrepreneurs can use debt productively and fast track their millionaire ambitions.

Image courtesy: Pixabay

Data science is one of the fastest growing fields of expertise at the moment. We know that data science involves machine learning, but what’s the difference between these two fields of expertise?

In short, machine learning involves complex algorithms that “learn” from data in order to predict future trends and system behaviors. On the other hand, data science is the process of tackling and making sense of large collections of data. This includes data cleansing, preparation and analysis, which is, in part, machine learning.

In this article, we will unpack these two concepts, aiming to bring an understanding of what each term means and how they relate to each other.

Data Science vs. Machine Learning

A. Data Science

Data science as a field is difficult to define since it draws from so many different fields of knowledge.

Most data scientists know machine learning and understand multiple analytical functions. This person usually has experience in SQL database coding and a strong knowledge of various coding languages, such as Python, SAS, R and Scala. Added to this, they are usually able to use unstructured data in order to extract useful information. Other fields that are sometimes included in data science are bioinformatics, information technology, simulation and quality control, computational finance, epidemiology, industrial engineering and number theory.

As you can see, data science covers a very wide spectrum of knowledge and skills. Depending on which side of this spectrum you are, you may or may not use programming and complicated mathematics, but you will definitely use large sets of data, usually in an unstructured format. Due to the broad nature of this field, it is hard to define and to find one person capable of doing everything involved needed for a successful data science project. Usually, data scientists would work as a team where each would focus on a specific subset of the field.

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Here, you would see titles such as “Machine Learning Engineer”, “Analyst” or “A/B Test Expert” indicating which area of work they focus on. Tools used by data scientists include, but are not limited to, data cleansing, preparation, predictive analytics, machine learning and sentiment analysis. These experts are tasked with making sense of large collections of data, extracting useful information from it and translating that into actionable goals. A data science team would understand how data relates to business and uses this to enable executives to make informed decisions based on solid science in order to propel their businesses forward.

Data science involves processing vast amounts of unstructured data in automated ways in order to extract logical, useful information from it and make prediction regarding future trends and system behaviors. Unstructured data comes from video, audio, social media, manual surveys, clinical trials and many other sources. This can be lumped together as human consumable data, which can be read and analyzed in tabular form, by humans. The amount of data is so vast, though, that this is entirely impractical, hence the need for automating and speeding up the process. Here, the data scientists will have to borrow techniques from related fields, as is done in most practical applications of science.

As time progresses, these predictions must be updated and the system re-calibrated using new data. Data scientists must also understand and decide which analytics tools to use for their specific purposes and applications, since this would affect the type of information that they would be able to extract from a specific set of data. Real world problems are tackled in data science. This field is incredibly complex due to the complex nature of the world we live in.

In data science, unsupervised clustering can be used. Here, an algorithm is used to find clusters or cluster structures without having been given a training set of data. These clusters must be labelled by a data scientist; thus, some human interaction is necessary.

Here, the major complexity of the system is due to the nature of the data (unstructured and vast). It is necessary to synchronize and schedule tasks in a logical manner in order to render the data useful and extract as much information from it as possible.

Simply put, data science is a vast field encompassing many disciplines, of which machine learning is one.

B. Machine Learning

Machine learning is a subset of data science. Arthur Samuel defines it as “a field of study that gives computers the ability to learn without being explicitly programmed”.

An expert in machine learning requires in-depth knowledge of computer fundamentals and must be excellent in data modelling and evaluation skills. Knowledge of probability and statistics is needed and in-depth programming skills and knowledge is essential.

In machine learning, large collections of data are mined in order to find patterns, learn from it and predict future behaviors of systems. It basically “teaches” a system how to behave under certain circumstances. A prime example of this is Facebook’s algorithm. Here, the algorithm observes various users on the social media platform in order to determine patterns of user behavior and interactions. This information is used in order to tailor the user’s news feed to articles that they are likely to enjoy. Amazon uses a similar principle to suggest products in their “you might also like” category. YouTube, Netflix and a myriad of other media platforms and online retailers work on the same principle to suggest your next view, article or purchasing suggestions.

In finance, machine learning is used to predict whether a prospective client applying for a loan is a good or bad prospect based in historical data. This takes the guess work and “gut feel” factors out of financial decision making.

Another example of sophisticated machine learning is the autocomplete or predictive text functionality on your smartphone or search engine. The software is programmed to collect data as you type in order to better predict what you are likely to type next in order to fill in the blanks faster and more accurately as time progresses. This has become so entrenched in our daily lives that few people stop to think about it.

Machine learning is a subset of artificial intelligence (AI). Here, a problem is defined in finite terms and the algorithm is programmed to know the “right” decision. Now, it trawls through the data at hand to learn which parameters are needed in order to get to that decision.

Basically, the computer is given the ability to learn new things and complete complex tasks without being explicitly programmed. When developing a machine learning algorithm, a training set of data would be used to “teach” the algorithm to perform a specific function. This would be fine tuned and can later be re-calibrated using a new set of data. On the long run, this would lead to a highly sophisticated algorithm that can accurately predict future trends and system behavior and can also make complex decisions in an unsupervised manner. This eliminates the need for regular human interference. Here, regression and naive Bayes or supervised clustering could be used.

Machine learning would not include unsupervised clustering, as is the case with the broader data science discipline. Data used in machine learning must be structured in a way that the specific algorithm would understand. Here, feature scaling, word embedding and adding polynomial features are some of the tools that can be used to render data useful and understandable for each specific application. In machine learning, the main complexity is in the algorithm itself. In some cases, an ensemble algorithm would be used, which is a combination of various machine learning algorithms. Here, the contribution from each algorithm would be weighted in order to obtain the desired results.

In short, machine learning is where practical statistics and highly sophisticated programming skills meet.

Overlap Between Machine Learning and Data Science

In machine learning, concepts that are used in data science career, such as regression and supervised clustering, are also used. In contrast to this, data science uses data that may or may not be originated in an actual machine or mechanical process. Both these fields use large collections of data in order to learn from it and arrive at logical actions in order to add financial benefit to an organization.

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Data science is a much broader term that machine learning. Machine learning focuses mainly on statistics and algorithms, while data science encompasses anything related to collecting, analyzing and processing data. Data science is multi-disciplinary. In a data science team context, each person would have a specific role to fulfill. Here, a machine learning expert would work to automate as many tasks as possible, breaking down code in order to simplify and reuse as many components as possible. Statisticians would ensure that the information teased out of data makes sense and is usable. Economic experts would optimize the system responses to ensure economic viability. Machine learning is crucial to data science and should be used in conjunction with other disciplines in order to complete the data science picture.

If you have a high level of knowledge on mathematics and statistics combined with hacking skills, you are able to program in the field of machine learning. Pair these skills with a large portion of substantive expertise, and you have a highly skilled data scientist.

In short, machine learning is one of many tools used by data scientists in order to extract useful information from large collections of data.

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The app TikToks was recently hit with a huge fine in a very serious child privacy case around the world including India also. The Chinese media app dedicated to creating and sharing short videos had to pay $5.7 million to settle the case.

The company illegally collected personal information from children under the age of 13, which is concerning in many ways.

Take a look at the crucial information about this case, before exploring the ways for effectively securing your privacy online.

1. Collecting Personal Information from Underage Children

It all started with the video-sharing app Musical.ly. ByteDance, the tech company that owns TikToks, recently bought Musical.ly and merged it with TikToks.

Musical.ly let users easily create profiles, and share short videos of themselves on the platform. It asked for their names, usernames, email address, phone number, profile picture, and a short bio.

A great number of bios included the users’ birth date and age. Moreover, their profile pictures were more than enough to determine their age.

However, people at Musical.ly (now TikToks) did nothing. They violated the US Children’s Online Privacy Protection Act and did nothing to protect the children.

Furthermore, they added the location feature to the app, enabling the users to view the location of nearby users. So, apart from illegally collecting personal information from underage children, they also exposed their location to millions of users worldwide. This proved to be a terrible feature. According to an FTC report, there were many cases of adults trying to contact children via this notorious app.

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2. Creating Accounts without Verifiable Parental Consent

TikTok received hundreds of complaints from worried parents, and they still did nothing. Hundreds of parents contacted the company to say that their children created the accounts without their knowledge.

This is yet another instance where TikToks violated the COPPA. Before collecting, using, or disclosing personal information from children, they had to obtain “verifiable parental consent” first. Obviously, they didn’t.

What they did do is deactivate the accounts of children whose parents made the complaints. However, all the information they collected remained on their servers. They kept not only personal information but also all the users’ photos and videos.

Now, after settling the case, TikToks must take down all their photos and videos of underage children.

3. How Can You Protect Your Children from Online Threats?

How Can You Protect Your Children from Online Threats

The majority of children have their own smartphones these days. Although many parents don’t approve of this, almost everyone agrees on the question of safety. If your child carries a phone at all times, you can always know where they are. You can make sure they’re safe.

However, the TikToks case proves that they aren’t always as safe as you may think. And that must change.

Parents should talk to their children about the dangers of disclosing their personal information online. If a child fully understands how dangerous the online world is, they can take steps to protect themselves.

Of course, parents should take some steps of their own, apart from setting some ground rules for their kids.

They can use parental controls to control the content their kids can access. They can set up a family email account that will administer all the other accounts. That way, their kids wouldn’t be able to create an account on any site without their consent.

4. Using a VPN as an Extra Layer of Security

A VPN is one of the best tools for protecting your children on the internet. It encrypts your internet traffic and makes you completely anonymous online. VPN doesn’t expose your location, as it virtually puts you in a different country by assigning you a fake IP.

With a VPN, no one will be able to see where you, or your children, are. No one will be able to steal, or misuse, your personal data. Potential hackers, or predators, won’t be able to send you phishing scams and trick you into sharing your sensitive information. If anyone tries to infect your devices with malware, your VPN will prevent it, and instantly notify you.

There’s definitely much to be learned from TikTok’s recent legal troubles. Take notes from this case, and don’t let your children fall victims to any kind of similar app that may become popular. Inform them about dangers on the internet, and advise them to protect their privacy.

Image credit- Pixabay

Rajasthan – Splendid, grand, majestic and opulent are just a few words that perfectly define this land of palaces and rajas. The colorfully dressed people seem to be straight of a history book and anyone visiting it is sure to get you completely encapsulated in its magical splendor. Dotted with well-preserved palaces and forts dating back to ages ago there is no dearth of unique places to visit in Rajasthan that will make you feel like you have stepped into a time machine. Apart from its obvious royal vibe, Rajasthan is also popular for its thriving collection of flora and fauna. Although not a large state it is probably one of the most richly steeped with history and stories from the past. Every structure here dictates royalty, opulence, and elegance where every monument is covered in fine engravings which only adds on to its beauty. Not only as a honeymoon destination you should plan a trip to Rajasthan with your family as well.

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List of Places to Visit in Rajasthan in all Seasons

Riding on top of camels, experiencing its interesting culture, walking through the serene deserts and going fort hopping should definitely be on your list of places to explore in Rajasthan, some of which are-

1. Jaisalmer Fort

Popularly referred to as the ‘sonar qila’ or the ‘golden fort’ due to its yellow sandstone structure, this fort is a part of the hill forts of Rajasthan. This fort is one of the very few still habitable forts which is occupied up to date by the 1.4^th of the old city’s population. Built-in 1156 AD by Rajput Rawal Jaisal the fort has earned its name for being the 2^nd largest fort of Rajasthan. A UNESCO world heritage site this place offers some of the most panoramic and stunning views of the city below and lights up to life at night creating an imposing stature making it one of the most attractive places to visit in Rajasthan.

2. Mehrangarh Fort

Located in Jodhpur on an elevation of 410 feet above the main city and built during 1459 by Rao Jodha who is also credited with establishing the city of Jodhpur (previously known as Marwar). With winding roads and thick imposing walls, the fort is popular for being the most well – stocked museums inside a fort. The fort can be entered via 7 different gates where one of the gates still bears the palm prints of Maharaja Ajit Singhji on their win from the Mughals. Although the fort is extremely large but the view of the city from the top makes all the efforts worth it.

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3. Lalgarh Palace

Situated in Bikaner and dating back to 1902 – 1926, just like every other mark of royalty in Rajasthan this palace represents the incredible Rajasthani grandeur. Construction of the palace was commissioned by British controlled regency for Maharaja Ganga Singh since they had felt that the palace that was given to him in Junagarh palace was not a suitable place for a monarch to reside. The palace structure is topped off with small cupolas carved out finely and eloquently. Along with a heritage site, the palace is presently being functioned as an exquisite hotel with extravagant rooms. This makes it one of the most attractive destination and one of the most attractive places to visit in Rajasthan.

4. Ranthambore national park

Famous for its large tiger population and panning over a region of 392 sq. km. this national park was initially established as he Sawai Madhopur game sanctuary in 1955 and later on it was declared as a project tiger reserve in 1973. A jeep ride within the deciduous forest covering here will make you come face to face some beautiful Bengal tiger species, wild boar, Indian leopard, chital etc. Ranthambore fort which is situated within the park premises offers one of the most stunning views of the surrounding lush green forest and lakes. All the thrills make it one of the most attractive places to visit in Rajasthan.

5. Pushkar lake

Situated in the district of Ajmer this quiet and calming lake is one of the most sacred Hindu lakes in India. It has found its mention in various holy Hindu scriptures where it is referred to as ‘tirth raj’ or the king of pilgrimage sites. Surrounded by 52 teeming bathing ghats the lake is holding importance since a very holy temple of Lord Brahma is situated close to it which is also the only temple dedicated to Brahmaji in the world. This blue lake is surrounded by gently sloping green hills that offer a stunning view of the lake and due to pilgrimage site, it is one of the most sacred spots and places to visit in Rajasthan.

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6. Bundi

Perched on an elevation of 268 meters above sea level and surrounded by undulating hills covered in various gradients of green, this ancient town is situated in the Hadoti region. This town is popular for its ornate palaces, forts, reservoirs and a peaceful environment which is experienced by visitors and travelers from worldwide. Due to the presence of innumerable small temples and shrines here it has earned the name of ‘ChhotiKashi’ or little Varanasi amongst its locals. The authentic ethnic culture here is ever present and inescapable and to tourists it seems like stepping into a wonderland.

7. Sariskanational park / tiger reserve

Located within the district of Alwar and stretched over a thriving green area of 866 sq. km. and comprises of rocky hills, dry deciduous forest cover and even patches of arid regions. Declared a national park in 1990 this place has been successful in relocating tigers from various parts of the world. The national park also strategically houses a number of water bodies and lakes that work as water holes for the wildlife there. A former royal hunting lodge known as Sariska palace, is also situated within the premises of this national park which is till presently a huge tourist attraction.

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8. Bharatpur bird sanctuary

Deemed for being one of the finest bird sanctuaries in the world this place also goes by the name of Keoladeo Ghana national park. Not only does this place offer a safe abode to the birds but it successfully protects the various exotic and unique fauna species as well. The place has an interesting history when before the construction of the dam the entire region used to remain flooded and was finally declared a world heritage site in 1985. With over 230 different species of birds, this place is a major tourist attraction especially for avid bird watchers and nature lovers.

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According to a recent study by Gartner, more than 60% of the businesses across the world are projected to compete on the basis of CX (Customer Experience) in the near future. This is why a growing number of organizations are emphasizing on their marketing and branding efforts to get there.

Customer experience has come a long way and is at present a prominent differentiator in today’s cut-throat and volatile market ecosystem. As a matter of fact, customer experience today is more of a thin line that differentiates a growing and thriving business from a dormant one. Thus, for a company to reach atop the pinnacle, it is imperative to build and foster a culture or marketing/PR/branding strategy that revolves around its customers. Long story short, customer experience ought to sit at the core of a company’s success strategy.

Do you know what’s common with most of the successful organizations is that they put their customers in the first place always.

Here are few tricks aimed to help a business rock at customer success:

1. Understand that customer service and customer success are two different things

Firstly, you need to define and understand the difference between customer service and customer success. Though interrelated, these are two separate things. Customer service is more of a support-oriented aspect aimed to address the concerns/queries and grievances and help customers over particular issues. Whereas customer success on the other hand is about a proactive phase or stage aimed to address key challenges and paving way for customer success. Though welcoming as it may sound, customer success, but customer service also plays a crucial role. The key to winning at both is to make sure that both customer success and customer service are well-defined and organized in context of goals, roles and responsibilities.

2. Treat your employees well

Yes, treat your people the way you would want the customers to treat your business or brand. Building a brand name via satisfied and happy customers requires satisfying your employees in the first place. This is because employee experience is directly related to customer experience. A business when retains satisfied and happy employees, it in a way drives their passion to help others mainly its customers. Most importantly, an employee friendly work culture works great when it comes to drive brand loyalty.  No business would win the trust of its customers if it fails to care about its employees that cater to them.

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3. Utilize user-generated content

Do you know, success stories combine the enthralling power of data-driven storytelling? Yes, these content pieces help a business lay emphasis on real case scenarios, challenges, innovation and outcomes thus, assisting to make the product and/or service worth and tangible to the audience. Most important of all, success stories mirror a company’s commitment towards the success of its clients.

4. Customer service needs to sit at the core

Make customer service the crux of sales and marketing strategies. The ability to provide top-notch customer service consistently is unarguably a huge turn on and goes a long way in winning the trust of your customers. Also, remember that an organization has more chances of getting repeat business from existing customers than it endeavors to acquire new ones. Understand that customers do not bother about the several channels that a brand offers, as they just want to get in touch with the handiest one. This is why social CRM software solutions are gaining a decent amount of attention from businesses of all sizes and verticals worldwide. As we know that social media is the most preferred means for people to contact a brand today and thus, having a good customer relationship management software with excellent social integration functionalities will not only help a business help its customers, but would also assist in knowing and understanding them better.

5. 360-degree view of customers in the pipeline

A business ought to merge its service, marketing and sales data on a unified platform. Understand that customers are least bothered about who they contact in an organization when looking for assistance. All they seek is answers and solutions to their concerns. This is the reason you need to bring together all the interactions and data into a unified system. This is where a CRM system comes into picture, because it bridges different teams and departments thus, making sure that everyone stays on the same page. Now this is of great help to customer reps and sales reps, since they can provide personalized and efficient customer service. Yes, a CRM software makes it possible for a sales rep to access customer data on the go.

Conclusion

In today’s era of connected and smart customers, owning a great product line won’t do the job for you, as you ought to go beyond the usual to win new customers whilst retain the existing ones by providing them with award-winning customer experience. Having the right set of brains combined with the most apt strategy and a robust CRM software will set you up to offer satisfactory and excellent customer experience.

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Data Science as Career, To begin with, we should perceive what is Data Science. Utilization of the term Data Science is progressively normal, however what does it precisely mean?

What abilities do you have to end up a Data Scientist? How are choices and expectations made in Data Science? These are a portion of the inquiries that will be addressed further. How is this not the same as what analysts have been getting along for quite a long time?

A Data Scientist not exclusively does the exploratory investigation to find bits of knowledge from it, yet additionally utilizes different propelled machine learning calculations to recognize the event of a specific occasion later on. A Data Scientist will take a gander at the information from numerous points, once in a while edges not known before.

Along these lines, Data Science is fundamentally used to settle on choices and forecasts making utilization of prescient causal investigation, prescriptive examination (prescient in addition to choose science) and machine learning.

Google’s Chief Economist, Hal Varian, has stated,

“The capacity to take information—to have the capacity to comprehend it, to process it, to extricate an incentive from it, to imagine it, to convey it—that will be an immensely vital aptitude in the following decades”.

Be that as it may, sending individuals to every town could take a few outings at a devastating cost, making overheads for an association hoping to work neatly.

“The capacity to take information—to probably comprehend it, to process it, to remove an incentive from it, to envision it, to convey it—that will be colossally imperative expertise in the following decades.”

– Hal Varian, Google’s Chief Economist

Why we need Data Science?

Let’s understand– Generally, the information, mostly we had in organized and less in size, which could be examined by utilizing basic Business Intelligence tools. Dissimilar to information/data in the conventional frameworks which was generally organized, now a days the bigger part of the information is unstructured or semi-organized. How about we examine the information slants in the picture given beneath which demonstrates that by 2020, more than 80 % of the information will be unstructured.

This information is produced from various sources like money related logs, content documents, media structures, sensors, and instruments. Basic BI instruments are not fit for preparing this colossal volume and assortment of information. This is the reason we need increasingly mind boggling and progressed scientific devices and calculations for handling, breaking down and drawing significant bits of knowledge out of it.

This isn’t the main motivation behind why Data Science has turned out to be so famous. We should burrow further and perceive how Data Science is being utilized in different areas.

• • How about we take an alternate situation to comprehend the job of Data Science in basic leadership. What about if your vehicle had the insight to drive you home? Oneself driving vehicles gather live information from sensors, including radars, cameras and lasers to make a guide of its environment. In light of this information, it takes choices like when to accelerate, when to speed down, when to surpass, where to go ahead – making utilization of cutting-edge machine learning calculations.

• • What about on the off chance that we could comprehend the exact necessities of our clients from the current information like the client’s past perusing history, buy history, age and pay. Most likely you had this information before as well, however at this point with the tremendous sum and assortment of information, you can prepare models all the more viably and prescribe the item to your clients with more exactness. Wouldn’t it astound as it will convey more business to your association?
  • We should perceive how Data Science can be utilized in a prescient examination. How about we accept climate gauging for instance. Information from boats, airship, radars, satellites can be gathered and broke down to manufacture models. These models won’t just conjecture the climate yet in addition help in anticipating the event of any regular catastrophes. It will assist you with taking fitting measures already and spare numerous valuable lives.

We can see all areas and domains in the below infographics; impact of Data Science.

How many Roles of Data Science or Data Science Career?

1. Business Intelligence Analyst

A BI examiner utilizes information to help make sense of market and business drifts by investigating information to build up a clearer picture of where the organization stands. This is one of the best paths to start your data science career.

2. Information Analysts and Business Analysts

Information examiners filter through information and give reports and representations to clarify what experiences the information is covering up. When someone helps individuals from over the organization comprehend explicit questions with outlines, they are filling the information examiner (or business investigator) job. Here and there, you can consider them junior information researchers, or the initial step while in transit to an information science work. This is another one of the best paths to start your data science career.

Business experts are a gathering that is contiguous information investigators and are more worried about the business ramifications of the information and the activities that ought to result. Should the organization put more in undertaking X or venture Y? Business examiners will use crafted by information science groups to impart an answer.

3. Information Mining Engineer

The information mining engineer looks at the information for their own business as well as that of outsiders. Notwithstanding breaking down information, an information mining architect will make refined calculations to help investigate the information further.

4. Information Architect

Information engineers work intimately with clients, framework creators, and designers to make plans that information the executives frameworks use to concentrate, coordinate, keep up, and secure information sources is one of the best data science career paths.

You need to understand some of the essential’s skills for your career so furthermore, clearly answering for this quarry.

What are Skills and Training for Data Science?

For future career we required some of skills in the Data Analytics/Data Science are the given below; according to specific company needs, there some common skills that span across most positions:

• • Multivariable Calculus and Liner Algebra

• • SAS Programming

• • Data Mining

• • Machine Learning

• • Statistics

• • Software Engineering

• • Statistics

• • Database knowledge such as SQL, My SQL

• • Python (Programming languages such as MATLAB)
  • Hadoop (Platforms such as Dotnet)

Moreover, Strong Communication Skills and Problem-Solving skills are essential for the data science career.

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We all know that “Email Is The Spine Of Marketing Campaigns”. It is a primary medium for communication and to be in touch with existing and prospective clients. Everything from giving an offer to order confirmations, shipping notifications, and privacy updates are executed by the help of email. When the expected information is not received, it not only affects your revenue but also impacts your client’s trust. It becomes more important if you are into email marketing campaigns. And to get the best results from these operations, it is vital to keep your sender reputation healthy. That means you have to pay attention to both, the main content as well as the deliverability rate of your email campaigns. Today’s modern email deliverability rate demands a sufficient amount of considerations. There are plenty of email address verification tools available that can help you to enhance your email deliverability rate.

What is Email Deliverability?

In easy words, email deliverability is the process of receiving emails in the inbox of your intended recipients. The failure of email deliverability is when it gets blocked by an ISP or if it is routed to the spam or junk folder. If you are also tensed about the deliverability rate of your email campaigns then there is nothing to worry out. It is because there are plenty of methods to avoid the failure and boost the delivery rate of your campaigns.

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Ways To Boost Email Deliverability Rate

If you also wish to make your email marketing campaign more productive then make sure to follow these measures.

1. Sender’s Reputation

Reputation is the first process that ensures the healthy deliverability rate is the reputation of the sender. The sender reputation conveys the combination of definite metrics which is directly linked with your email sending habits. Email of the senders with better reputations is delivered without any problem. However, the email of the sender with bad reputation lands into the junk folder or gets blocked at the gateway instead of going into the inbox. A healthy sending reputation is similar to personal reputation or like a majestic brand. Your reputation sender depends upon these metrics which is checked by ISPs and is one of the primary ways to Boost Email Deliverability Rate.

2. Appropriate and Properly Formatted Emails

The foundation of a great sender reputation is the quality of your email that the receivers wish to get. Make sure that your recipients follow a transparent opt-in procedure for the subscription process. You have to keep a check for the relativity and striking of the content. You should confirm the proper formation of the HTML codes. This way you can increase the email deliverability to the recipient and proves to be another ways to Boost Email Deliverability Rate.

3. Consistent Volume

Have you ever observed the amount and frequency of email sent to your subscribers? Remember that if you are inconsistent and send a high volume of emails then it can get you red flagged. Constant emails as per the subscribers are one of the major considerations for ISPs.

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4. Bounce Rate

If you are having a minute percentage of email bounce then you can have a good reputation. If you are getting too many emails bouncing that indicates you are not engaged with your subscribers and working with unhygienic email lists. This can appear like spam to the ISP and the chances of getting the email undelivered will increase. Removing wrong and non-functioning email address is essential on a regular basis which can be achieved with the help of email address checker tool.

5. Spam Traps

You can get deliverability issues and your reputation can be affected immediately even if you send email to one spam trap. A spam trap is an email address that is incited by the internet service providers to spot the spammers. If you send an email to them that indicates your email database is having incorrect and non-functioning email address or you are engaged in the illegal practice of email address harvesting. No matter what, your email will not be delivered.

6. Complaints

Are your recipients tagging your emails as spam or junk? Remember that even a minute growth in the complaints from your subscribers can result into the blockage of your email by the ISPs. A spam complaint usually crops up when your addressee clicks on the spam button. It is a direct reporting which indicates that the email shared by you was unsolicited or unwanted. That is why maintaining the complaint rate is very essential for your deliverability rate.

7. Blacklist Appearance

You can be blocked by various ISPs if you appear even on one of the popular blacklists. Senders who practice email sending on a constant basis, who do not get into spam traps and get low complaints usually do not get blacklisted. Even if you get blacklisted, you can influence the administrator of the blacklist to exclude your IPs from that list if you are having a healthy sending reputation.

>>> How To Keep Children And Teens Safe From Cyberbullying?

8. Identity Authentication

Identity authentication is an ID check process that is done for your mail streams. It helps to verify that the email sent is not from any spammer who is trying to act like you, but absolutely from you. The confirmation of the email stream will not guarantee the deliverability of your email, but it will enable the ISPs to distinguish your business from illegitimate senders and spammers. There are numerous deceptive practices such as fraudulent phish which poses a threat to the businesses and consumers. Authentication of email id is a favorable move in making the email world a more desirable place.

9. Domain Reputation

Domain reputation recognizes genuine senders with reference to their domain name instead of IP address by utilizing DKIM verification protocol. There has been an intense increase in the approach of utilizing domain reputation. One of the major advantages of domain reputation is portability reputation. This allows the ISPs to check sender reputation without consideration of IP. It enables them to move between different email service providers. This will also allow them to move to new IPs. You should remember that when you settle with a new IP address and your domain was having a good reputation then you do not have to warm up your IP. It is because they are aware of the volume to look forward because of your high domain reputation. That indicates if your domain reputation is low, it will be more challenging for you to start from scratch. This is also one of the prime ways to Boost Email Deliverability Rate.

Following these steps will definitely ensure to boost your sender reputation and email deliverability rate.

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Since 2001, the market for video surveillance and surveillance tools has grown, and continues to move upwards, with local businesses, office buildings and private residences depending on some level of video surveillance to keep their locations protected.

Some of the biggest influences driving the industry growth have been innovations in surveillance, security, and network offerings of Surveillance Market which have reduced cost of production and deployment of surveillance infrastructure, thereby increasing their overall effectiveness. The advances in security products and equipment have also resulted in accessible and affordable remote video surveillance that will be on the horizons for a while to come.

The old Analog cameras were unclear and did not have the range that the more recent spy cameras have. The new security cameras are superior, recording footage in Ultra 4K HD. They are able to intelligently analyze video sensors and image feeds to register temperature changes and suspicious behavior, detect missing objects, alert to change in scenes, have long-range motion detection, real-time monitoring and 24-hour continuous recording.

The old wired cameras that needed to be connected directly to a recording device (e.g. DVD or VCR) have given way to wireless spy cameras that transmit directly to a recording device.

The conventional analog-based PTZ camera had a limited view that a device could monitor effectively, leaving blind spots that could not be accessed during retrospective analysis. Its feeds could only be accessed through the in-house video walls, and not remotely, further limiting effectiveness of such devices. Cameras are able to see in every direction, with the new 360^o field view that allows comprehensive covering of a room, making sure that there are no blind spots. The improved video de-warping technology and 360^o offerings and have completely revolutionized the security landscape by allowing the operator to create CCTV-like virtual cameras and panning, tilting, and zooming even a recorded feed. Surveillance feeds is now available on smart devices that have an internet connection, allowing review of footage at almost any time.

Role of Artificial Intelligence and Data Analytics in Surveillance Market

Artificial Intelligence and data analytics are also playing significant roles in the growth in the surveillance industry. Video analytics-enabled surveillance system triggers an automatic alert via SMS or e-mail to a designated person when a person is missing or an item is out of place. Machine Learning also helps to automatically build new use cases without external programming, enabling surveillance to become more effective. You can also check that your doors are locked or turn on your security lights by using your mobile device or computer.

New services including mobile phone-controlled panic devices and remote cancellation are being introduced into the market. Kids can call their parents who in turn can activate a panic button to contact the relevant security authorities, or can call emergency services. If no longer required, the mobile device can be used to cancel the monitoring center’s response. The advantage of these is that it allows customers transit from the former static panels to more interactive and mobile platforms. Surveillance feeds are now integrated into smart phones, so that the videos can be played from any location.

Parents are also able to stay vigilant and actively monitor their children’s online activity. Parents want to be able to manage the sites that their kids visit, and also want to be able to manage what sites are requesting their kids’ details. The Cloud Nanny intelligently uses machine learning language to review a site that the child wants to click on, classify the website and then compare the site with the family’s profile to see if the website falls into a permitted or banned category. The service is fast, and overcomes the problem to having to manually check and filter every single website.

Technology has become more advanced, such that it is now tailored to meet customers’ needs. There are now systems that can analyze videos with the aim of monitoring customer behavior not only for security purposes, but to also to better market customers to new services and offerings.

Drones are also becoming more optimized, and are now being used for surveillance, and back up their pictures and videos in real-time.

Surveillance Market and Internet of Things

Increasing need for data storage because of Internet of Things is resulting in videos being stored in the cloud. Data storage in the cloud means that users can access content more easily from wherever it is that they are. Recording from traffic cameras are stored in the cloud, and allows rapid access to data. Edge computing allows faster data processing within the computer itself before transfer to a data center, allowing for reduced bandwidth and storage requirements.

Autonomous Data Machines aka robots are now being used to operate within a geo-fenced area and trigger alerts when there are changes in people detection, thermal imaging, audio recording and 360^o view.

Facial recognition features in security cameras allows the camera to identify if a person is a familiar face, or a stranger, and allows sending trigger alerts as appropriate.

Voice Control has also been integrated into the surveillance industry, allowing owners lock their doors or carry out other actions using a management process that is hands-free.

Improved technology has made installation of spy cameras easier, sometimes as easy as plug-and-play. There is also increasing growth of DIY technology that allows individuals to set up and monitor their own security.

Technology has also ensured scalability. Several cameras can be added to a single network; recordings can be saved to the cloud; and several locations can use the same devices.

In addition to power stations, solar energy is now being used to ensure surveillance equipment remain powered on. The integration of solar power into surveillance ensures that the cameras can be powered constantly and a cost-effective amount, thereby making it affordable and more accessible to the public.

Overview

These improvements in technology has resulted in the availability of new-age, user-friendly spy cameras that can be hidden, are almost impossible to locate, and that cannot be disabled because the connection is wireless. Parents are able to monitor their kids, and listen in to conversations using the nanny cam with audio, giving assurances of security and safety.

Image credit- Pixabay

Considering the fact that collaboration holds a high superiority in business today, there are numerous of tools that make it a smoother process. Regrettably, it’s not the circumstance that one size can fit all. There is a great chance of common disputes to occur between distinctive departments. What flourishes for the development team might not work for the marketing team and what works out for the marketing team may not be helpful for the customer support team. All of the business departments utilize collaboration in different manners. It has become crucial to pick out the most appropriate collaboration tool for your business or collaboration software for your business.

Earlier, when it came down to a collaboration tool, businesses did not pay a lot of attention. They did not see choice of a tool as a metric to measure success. Over the years, as the competition escalated, collaboration gained more importance and so did finding the right tool.

Here are the suggestions that will guide you to spot the perfect collaboration tool for your enterprise:

1. Acknowledge The Business Challenges

New technology fascinates and intimidates at the same time. It is, therefore, imperative to scrutinize the business obligations first. Do you desire to boost the efficiency of your marketing operations or you want to solve the problem faced by your sales team with the help of collaboration tool? Every time you pick out a tool, you should ask yourself such questions to recognize the underlying business challenges.

>>> Custom Software Development Services, What To Ask From Software Company?

2. Go with a User-friendly Tool

The selection of collaboration software is generally in accordance with what the IT department suggests. However, one should not expect the entire organization to have the same ability as that of an IT team. You should go for the collaborative tool that can be easily used by the majority of teams within your enterprise.

3. Recognize The Security Features

One cannot simply neglect the admin controls and security features of a collaboration tool. Does the tool provide multi-level authentication? Does it come with the encryption feature? These are some of the important questions that you should address. Although most of the collaborative software strive to address essential affairs across data management and privacy, if you have some particular requirements then you need a vendor that has expertise in this industry.

4. Evaluate The Total Cost of Ownership

Before going for any collaboration tool you should check out the infrastructure that is required to support it. Is the network ample to deliver the recommended bandwidth? How much will be the user troubleshooting charge? What will be the expenditure on user training? All of these queries are essential to take into account of before making the final call.

>>> Instagram New Features, Know Everything About It

5. Compatibility and Interoperability are Crucial

Will the collaboration software efficiently work with different software tools within the enterprise? It won’t be favorable to have various solutions that do not interface perfectly. The collaboration tool should be easily accessible on all sorts of devices.

Collaboration tools are crucial. If you analyze all of these suggestions precisely before investing, there is a great chance of picking out a tool that not just makes the collaboration process a breeze but also adds value to your business. Remember, “Getting together is a starting, standing together is progress, and performing together is success.” Be strategic rather than statistic!

This way these 5 Point Guide can help to Finding the Right Collaboration Tools For Your Business which can help in efficient and effective completion of tasks and goals of your businesses either small or big one.

Benefits of Using Team Collaboration Tools

1. These collaboration software can help in improving communication in the workplace
2. They can enhance project management
3. They streamline workflow of agile teams and can increase possibility to work remotely
4. They improve scheduling, quick talent identification and speeding up the work
5. They can improve employees satisfaction and resource utilization

You can find top 10 team collaboration tools here which can be used for managing team & office collaboration.

Image credit- Pixabay

If you are planning to visit India this year, then it follows that you are still trying to determine when is the best time or season to visit the country. Additionally, the chances are high that because India has numerous tourist destinations, you are yet to figure out your destination.

As if that is not enough, India has hundreds of festivals each year. Festivals in India range from religious festivals to cultural and historical festivals. For a full experience, you also have to weigh these festivals in when determining when and where to go?

>>> Instagram New Features, Know Everything About It

To help you figure which event you will most enjoy, here are nine exciting happenings throughout the year and what you are likely to see when you attend these festivals.

1. The Matho Nagrang festival, and Alwal festival in February

In February, temperatures in India range from between 25 and 30 degrees Celsius. There is zero rainfall, and the wind is average. With this kind of weather, some of the popular destinations include Khajuraho, Nashik, Assam, Jaisalmer, Varanasi, and Agra.

Regarding exciting happenings, the Matho Nagrang is a Buddhist festival whose goal is to invoke spirits who will solve issues and predict the future. It will occur between 18^th and 19^th of February in the northern part of India.

On the other hand, the Alwar is a tourism festival happening in Alwar between 13^th and 15^th of February. It is a cultural celebration that includes elephant polo, fancy dress competition, film shows among others.  Note that Alwar is a city in Rajasthan state.

2. Eternal Mewa Holika Dahan festival in March

20^th March 2019 marks one of the most celebrated holidays in India—the Eternal Mewa Holika Dhan festival. On the first day, the country celebrates the defeat of evil and triumph of good by lighting a huge bonfire known as Holika Dahan.

On the second day, they use powdered color to play. While the whole country celebrates, the grandest celebration occurs in Udaipur City Palace. This is one of the most celebrated Indian festival among 9 Exciting Festivals In India.

Other than the festival, other places to visit in March include Tawang, Coorg, Sikkim, Ooty, and Havelock.

>>> Places to Visit in Dwarka Somnath and Gir

3. The Mopin festival in April

The North-East Indians will celebrate Mopin festival on 5^th April 2019. It is a harvest festival celebrated to keep evil away. The festival is held in Arunachal Pradesh, and it involves dances and locally made rice wine.

In addition to the festival and thanks to the changing weather in April, some good places to visit include Munnar, Manali, Mussoorie, and Darjeeling.

4. The Buddha Purnima and Jamatul-Vida festivals in May

In May, the top two festivals include Buddha Purnima and Jamatul-Vida. Note that because May is smack in the middle of summer, temperatures tend to be high.

Some of the places to consider visiting in such high temperatures include Mount Abu, Wayanad, Ooty, Lakshadweep island, Darjeeling and Coonoor.

5. The International Yoga Day and Ramadan in June

June marks the end of summer which means the sun is at the pinnacle. As a result, it is an excellent month to visit the Himalayas. Other popular destinations include Goa, Nainital, Gangtok, Andaman, Manali, and Dalhousie.

Moreover, on 2^nd June, the country celebrates the International Yoga day. If you happen to be a yogi, then this is the perfect time to visit India.

>>> Top 10 Places to Visit in Tamil Nadu

6. The Guru Purnima in July

July marks the beginning of the rainy season. That means if you visit India in July, you should come prepared with clothes that can handle rain.

On July 16^th, 2019, the Guru Purnima which is a spiritual tradition will take place. The festival is celebrated in Nepal by the Buddhist and the Nepalese Hindus. Note that popular July destinations include Kerala, Coorg, Udaipur, and Ladakh.

7. The Tulsidas Jayanti celebration in August

In August, India transforms into a colorful place thanks to the flowers and the greening of plants. In the same month, Indians celebrate the Tulsidas Jayanti in honor of the Hindu saint and poet Goswami Tulsidas.

This year, the Tulsidas Jayanti will be on 7^th August. Other places worth visiting in August include Lahaul, Bikaner, and Mandu.

8. Ganesh Chaturthi festival in September

September is the end of the rainy season, and some of the most popular destinations include Delhi, Goa, Lonavala, Leh, and Amritsar.

Moreover, the Ganesh Chaturthi celebrated each year draws in a lot of tourists. The celebration honors the elephant-headed god of the Hindus. Lord Ganesha is considered the god of beginnings and wisdom and also the remover of obstacles. This festival is mostly celebrated in Maharastra state of India and is among 9 exciting Festivals In India.

>>> Top 10 Places To Visit West India

9. Gandhi Jayanti in October and Puri beach festival in November

October and November are characterized as the post-monsoon or autumn months in India, just before winter sets in December. On 2^nd October of every year, the country celebrates Gandhi Jayanti in honor of Mahatma Gandhi, the father of the nation. It is a national holiday and offices remain closed.

In November, Puri—a coastal town—celebrates the beach festival where a variety of talents from the region are on display. Some of the activities include classical dances, sand-sculpting competition, and fashion shows.

Between October and November, any place where you can experience nature is worth visiting. That includes the Golden Triangle, Hampi, Kutch, Ziro and Wayanad.

>>> 12 Jyotirlinga To Visit In India

Verdict

Depending on your interests—spiritual, religious or cultural—there is bound to be a festival among the ones mentioned above that you can enjoy. Aside from the happenings mentioned above, there are more festivals each month, but the above are some of the most popular.

The key to enjoying these festivals is to bring a camera and a phone with a good camera for selfies. Note also that you will need the best VPN in India so that you can comfortably access the internet without the fear of unsecured connections and upload the photos.

Moreover, you will need to access social media to post the pictures, and unless you have a VPN, you cannot trust that cyber-criminals are not eavesdropping in a bid to steal your username and password.

>>> How To Keep Children And Teens Safe From Cyberbullying?

Last word

It is vital to note that each month brings with it popular destinations. That is thanks to the changing weather conditions that make visiting some places impossible. For example, visiting the Himalayas during winter is not as fun as doing it in summer.

Image credit- Pixabay

Entrepreneurs are in a situation to have a critical effect on the world, but on the other hand, they’re looked with exceptional difficulties that aren’t commonly experienced in some other circumstance. Through the span of my profession, entrepreneurs have gone up against and seen numerous barriers that can emerge on an entrepreneur’s way.

As a teenager, I encouraged myself programming and manufactured an assortment of utilization, from stock and bond portfolio the executives to retail and stock control – learning with every achievement, and all the more critically, every disappointment. Afterward, as an entrepreneur and VC, together with some extraordinary prime supporters and groups, we established and assembled organizations that were gained by a portion of the world’s biggest innovation companies or opened up to the world and moved toward becoming pioneers themselves.

A lot of what I’ve realized amid this multi-decade-long experience I’m sharing straightforwardly as some basic “Startup Secrets” and Case Examples to outline dialog with the objective of helping entrepreneurs to maintain a strategic distance from basic traps. Here are they to make you go.

1. Don’t be hesitant to state “NO” more than “YES.”

As a startup, you will be characterized to such an extent (or more) by what you state “No” to as what you state “Yes” to. Maybe the absolute most essential Startup Secret is to locate your point of convergence. As an entrepreneur, you are normally disposed to be eager and to need to handle any difficulties. Be that as it may, as you fabricate your organization, center in around spaces, fragments, issues and different territories where you can explicitly and exceptionally separate yourself from the challenge and increase repeatable footing. Try not to fall into the device of being everything to all individuals: doing as such can delay, occupy or even lead to disappointment for your endeavor.

2. Recognize what is correct “4U”

As you work to position your startup and build up your Value Proposition, center around tending to what I like to call the 4Us:

• • Is the issue Unworkable? Does your answer fix a broken business process where there are genuine, quantifiable results to inaction? Will somebody gets terminated if the issue isn’t tended to?
  • Is settling the issue Unavoidable? For instance, is it driven by a command with suggestions related to the administration or administrative control?
  • Is the issue Urgent? Is it one of the best three needs to spend?
  • Is the issue Underserved? Is there a prominent nonappearance of substantial answers for the issue you’re hoping to comprehend?
  • To put life into this, in an ongoing Startup Secrets workshop on offer, we highlighted a capacity organization whose capacity to address the 4Us has impelled them to the highest point of their industry. The organization clarified how they particularly tended to every one of the 4Us:
  • Unworkable – There was no real way to take care of the issue with regular stockpiling designs;
  • Unavoidable – Every undertaking with information to be gotten to and ensured makes the issue;
  • Urgent – Consuming most of capacity spending plans in a domain of compelled IT assets;
  • Underserved – Big players have a solid dis-motivator to handle such that serves the client.

3. Think in 3D

When you have decided the issue your endeavor is tackling, characterize your answer. The most prompt thing to ask is: What is your convincing achievement? A valuable methodology is to consider 3Ds: What exceptional blend of Discontinuous advancement, Defensible innovation and Disruptive plan of action would you say you are conveying to hold up under, and what makes it really convincing?

• • Discontinuous advancements offer transformative advantages over the norm by taking a gander at an issue in an unexpected way.
  • Defensible innovation offers licensed innovation, for instance, that can be secured to make a hindrance to passage and an uncalled for the upper hand.
  • Disruptive plans of action cause a “pioneers’ quandary” as well as yield esteem and cost rewards that assistance catalyzes the development of a business.

A captivating case of 3D sway is around Google and how it changed the amusement for Microsoft. A long time back, Microsoft was overwhelming. Be that as it may, through a troublesome plan of action, straightforward (faultless) innovation and inventive applications, Google has (and proceeds to) fundamentally cut into Microsoft’s the same old thing. Instances of Google’s 3D sway in real life incorporate Google Docs versus Microsoft Office and the interruptions of the telephone business from Blackberry to iPhone to Android.

“Quicker, less expensive and better” is likely a transitory preferred standpoint that is effectively overwhelmed by a contender with profound pockets, yet fabricating an inventive plan of action can be a distinct advantage.

>>> How To Create A Creative Work Culture In A Startup?

4. Look for non-troublesome interruptions

Assess the potential for progress utilizing the Gain/Pain proportion, which includes estimating the increase you convey a client versus the agony and cost for a client to receive, as shown in the outline beneath. As a speculator, I search for non-problematic disturbances: advancements that offer amusement changing advantages without requiring real adjustments to existing procedures or situations. Basically: problematic advancement ought not to be troublesome to embrace.

Non-troublesome is basic since whatever gain you convey will be limited by the torment of receiving your answer PLUS the idleness of merchant hazard that each startup demands by the temperance of being little and obscure. An effective endeavor conveys a request for greatness enhancement over the norm. In the event that you can’t convey a 10x guarantee, clients will regularly default to “do nothing” instead of hazard working with a startup or hazard changing their present designs.

I’ve made many case precedents for startups that have encountered incredible achievement utilizing the Gain/Pain proportion system. From versatile application the board chiefs’ contributions to the biggest web discourse stage, the Gain/Pain proportion can demonstrate helpful over an expansive range of enterprises and one of the startup secrets.

5. Focus on an obtrusive, basic need. Ask: “Is it BLAC and White?”

In a perfect world, you need to be in the situation of tending to issues that are obtrusive and basic (particularly for B2B), as those issues are definitely more intense than ones that are inactive and optimistic. Obtrusive and basic issues hinder business. They put professions and notoriety in danger. Idle issues are unacknowledged, which implies they frequently require exorbitant preacher moving. Optimistic issues are discretionary, which is regularly the hardest spot for a startup to move.

Organizations that see their offer through a “BLAC and White” focal point can quicken development extensively. Actually, a similar stockpiling startup I referenced in Secret #2 did only that. They tended to unmitigated and basic stockpiling issues fixing to geometric information development, neglected recuperation times and the cumbersome quality of petabyte-scale “Huge Data.” The organization tended to a void area that required an answer that would address the “main driver” of the duplicate information issue. The outcome? Clients have grasped the new idea and the organization has been on an upward direction from that point forward.

These are some of the Startup secrets that can help an entrepreneur to bring the business to the highest and these were Startup Secrets That No One Tell You About.

Image credit- Canva

Most startups are busy working with their teams, building the stock and focusing on growth and consumer acquisition. It’s easy for startups to neglect the importance of getting their work culture on the precise track. It’s easy for founders to overlook the significance of getting their culture on the right track in the beginning days, as they tend to have new obstacles every week.

Culture is driven from the top down.

Most Entrepreneurs have a difficult time articulating their learning beyond the amenities their startup offers: Catered meals — pet-friendly workspaces, Unlimited paid time off, etc.

But a company’s culture is more profound than that. It’s an ideology, a way of being, and a mindset. It’s the intangibles that get your talent motivated, wanting and engaged to do their best work. Most Startups tend to attract talents that is hardworking and passionate as it is, so there’s often little need, particularly in a small team. By establishing work culture early, you are creating a direction for your startup’s organizational culture to head.

When a firm closes their doors, one of the foremost reasons is management or leadership which is usually stated as poor team work, inadequacy, living too high for the business or impulsive decision-making, all of this are directly linked to the work culture.

What is the Work Culture & how you can start to enhance and embrace it?

Your business culture is a combination of shared visions, and the way your internal team and the organization performs.

In a startup situation, the work culture is heavily influenced by the founders of the company.

Startup work culture is of supporting a group of people who share a similar values and mission. The support that can apply to their professional growth, their sense of authenticity, physical well-being, and achieving objectives that take the group to higher levels of success than they ever thought.

Establishing the precise company culture is a key factor in success.

Startups are often praised for their energetic cultures that attract talent with ostentatious perks and modern workspaces. What might loss, is the core values that enable long-established companies to thrive. But, why choose between a critical core values and cliché startup culture? By focusing on what matters most employee experience-leaders can combine the best of both worlds to create a culture that recruits, retains and motivates top talent.

The result is a community that excites our teams and makes people want to come to work every day. Here are a few this process that can help you build an authentic, engaging culture either into or from an established organization.

Company culture is not just about office free snacks, games or casual Friday/Saturday. It’s about how your team works together. It’s what your organization believes in and what they value the most.

For your team to collaborate efficiently, you need to develop a strong company culture.

1. Build on your strengths

Business founders create startup cultures. As a Founder, you must understand your strengths and should build your company based on it. Be yourself, don’t be a someone you’re not. If you are a founder of a design company, create a business culture that admires designs.

No one can defeat you on your turf. No one can create a design-first culture as you would. On the other, if you try to create a culture around something that you are not, you might lose. This is the foremost thing to evaluate and then to create a creative work culture in your startup.

2. Build a creative work culture based on your principles and values

You will intuitively know what to do, and you will be skilled at it. Be clear in your discussions. You always have to be transparent and clear when interacting with your employees. Employees need to know if the company is growing or not, whether there is a career path for them or what type of efforts will be required.

Listen to the employee concerns and do your best to solve them. Keep an open way of communication and get their feedback when required. Once your company becomes more substantial, get your employees to do one-on-one meetings, as culture thrives when everyone has their own opinion heard. Every Friday or Saturday have a demo day where the team will show what they have learned or accomplished that week. This will be great liberty for others to talk on essential topics freely. Have a little talk, but make a point to recall everyone about your values and goals. All the daily struggles might sometimes make us forget what is essential. As a head, it will be your responsibility to remind them about what matters, this will surely boost the confidence of employees and will improve work attraction, one of the foremost things to create a creative work culture.

3. Establish a Set of Values

Define your company principles and values at beginning and talk about them often. Think and decide what is essential to your business. You can ask your team members or employees to write down the company values that they feel which are related to your business. Share the values with your employees by being a best example. If you value quality product, provide them detailed feedback about the products. Give them resources and abundant time to solve issues related to qualities. Have a demo test of the product’s quality which will lead to a deeper understanding about the user, and you can ensure to produce a high-quality product. Eventually, everyone is responsible for the product’s quality, and this will help to build a creative work culture that values quality.

4. Hire accordingly

Hire someone based on their skills, don’t hire someone because they have a great resume. See whether a person would be a good fit with your work culture. Also, make sure not to employ same type of skilled people. Instead, seek diversity, your team will be more creative and flexible. Bringing different backgrounds and viewpoints to your business will help you to understand your consumers from different point of views, and this will help to open up your products or services to entirely new directions and markets. This will also set examples in creative work culture establishment.

5. Provide a convenient work environment

Provide a room for refreshments and serenity for your employees. This will help increase their productivity and morale and will help them enjoy their work time.

Nowadays, everybody wants to work in a calm environment. Your business will reap the benefit of employees who work harder and stay longer.

Do team activities outside of work. Company outdoor activities and retreats are great ways to expedite team-building. These activities bring together people who don’t usually work side-by-side and help them build friendships and trust. Work cultures get stronger when people get along well with each other and this proves to be the next step for creating creative work culture in a startup.

Image credit- Canva

As a webmaster everyone wants to improve the ranking of website or blog, to achieve this Advanced SEO Techniques are applied in the website or blog to make it visible to the maximum people on the search engine. In this article, you can find top 6 Advanced SEO Techniques you can apply and see the results of your website in Google search in some months. Every business knows that it needs search engine optimization (SEO) for its digital properties. Search engine optimization improves a website’s visibility and search-ability. SEO refers to methods used to increase a website’s position on SERPs. It is highly important for every webmaster to understand the true meaning of SEO.

The businesses that understand the true meaning of Search engine optimization and the potential it can create for them will definitely be successful. SEO makes your website more visible which means there will be more traffic on your website. Having more traffic on site means more opportunities to convert visitors into customers.

Why is SEO important?

Search engine optimization is essential more than ever in today’s competitive market. A business that owns a website of any kind wants to drive traffic to it. Search engines serve millions of people searching for solutions to their problems.

If you have a website that provides the answer to the user’s issues, then Google will surely notice it. The goal of a search engine is to provide unbiased results to the users, so it identifies all the relevant information online. Further, it ranks it in order of relevance and quality.

Every action you take to optimize your website has a direct effect on your rankings. Several factors play a significant role in improving your website rankings in search engine results, and a business must have to pay attention to all of them to drive more and more traffic.

Advanced SEO Techniques for ranking higher

The world of SEO is dynamic and the world’s most used browser, Google keeps changing every year. It means the search engine optimization techniques you used previous year might not work this year. It is highly essential for every webmaster that search engines have become more intelligent now and to intact traffic to their website, they need to adopt advanced SEO techniques 2021.

Let’s have a quick look at the SEO trends 2022 that will be worth paying attention to:

1. Make your post easy to read

Do you format your content for the web? Do you know that more people reading your content means lower bounce rate which results in higher organic traffic? Remember, it is highly essential to format your posts for readability. The first important thing in this regard is to keep paragraph short. Nobody will be interested in reading long boring paragraphs to understand what you are trying to say.

A paragraph of 4-5 sentences is excellent. Make sure you are using mixed sentence lengths. The users find it hard to follow long sentences on the computer or mobile screen. When you use medium and short sentences, it makes it easy for them to read and understand what you are trying to say.

If you have a lot of facts, ideas, and stats to write in the article use bullet points. All these points are meaningless when you are writing low-quality content. Great ideas and compelling delivery are what makes a piece of content valuable. This is one of the most important among Top 6 Advanced SEO Techniques To Rank Your Website Higher In 2020.

2. Write long blog posts

According to the study done by Backlinko, the posts on the first page results were 1890 words long (on average). It is true that the quality of content matters a lot, but you cannot ignore the content length as well. A piece of content that has an excellent balance of quality and quantity will work well. One thing that is necessary to mention here is that it does not mean that posting lengthy content will magically boost your post’s rankings. It plays a significant role among top 6 advanced SEO techniques, but there are many other factors as well that contribute to improving the ranking of a website.

3. Update the old content of your article in website

Your old content can still be updated if relevant. Keep your old content updated and continue adding new information to it. It will help you come up with more content in less time. Instead of writing new articles add more information to your existing ones.

If the pages are zombie which do not attract any traffic then they should be deleted and if there is little bit traffic on any article/post/page then you should update the old content with the new one. This technique is unique for the bloggers and it is one of the best among top 6 advanced SEO techniques to be adopted in 2020. This technique also increases your website domain authority to the next level.

4. Bucket brigade technique

When the users visit your website two things happen. They continue reading your posts or leave the site right away. If the user is not staying longer on the website, then it may negatively affect your rankings in the search engine.

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5. Improve your mobile pages of website

Remember that your rankings will suffer if your website looks sluggish when viewed on mobile phones even if it is performing flawlessly on a desktop. Think about how your site will work on different screens. Now, you have to make your website mobile-friendly so that more people could visit it as most people use mobile phones these days. Your website pages should be SEO optimized for the mobile devices and this is one of the best among top 6 advanced SEO techniques to rank higher in coming days.

6. Research your keywords well

You cannot pick a random topic and start writing on it to upload it on your website. You have to find relevant keywords before finalizing your blog post ideas. The use of right keywords provides a better chance of driving conversions. Enter your targeted keyword in any keyword finding tool and get the best relevant keyword combinations to write content on.

Regular branding plays a significant role in improving your website rankings. Many people think they have posted high-quality content now Google will rank it to the first page. Well, this is not the case. You need to promote your content on other platforms to gain more audience attraction. The visitors will share the content with others as well if they find it relevant. Always remember that Google penalizes the website when you use cheap tricks.

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Dwarka and Somnath are the two cities holding several famous religious destinations but this is not the end of the beauty of the places. Historical sites, wildlife sanctuaries, bird parks, splendid beaches are some other attractions of both the cities as well as the entire state. Gir National Park is considered as one of the India’s oldest sanctuary and is referred as a home to Asiatic Lions.

The sanctuary was established with a motive to protect the Asiatic lions which were decreasing day by day done by the hunting of British rulers as well as some of the Indian rulers who were taking it as a matter of pride.

So, if you are planning to visit Gujarat do not miss out the opportunity to visit this three places Dwarka- it was the ancient kingdom of Lord Krishna and one of the pilgrimages of the Char Dham pilgrimage circuit as well as one of the Sapta Puris, seven most religious cities in the country (Other six ancient religious cities known as Sapta Puris, apart from Dwarka, are Ayodhya, Mathura, Haridwar, Varanasi, Kanchipuram and Ujjain.). There are many religious as well as scenic destinations which charm the tourists to their most.

Places to visit in Dwarka

1. Dwarkadhish Temple

This 5 storied shrine is dedicated to Lord Krishna which is settled on 72 pillars and is also known as Jagat Mandir.  It is not only the spiritualism which attracts tourists towards this shrine, but it is also known for its beautifully and intricately carved designs which leave the tourists spellbound. As per the architecture used to build this temple, it is believed that the shrine was constructed around 2200 years back and one of the most religious places to visit in Dwarka Somnath and Gir in Gujarat.

2. Nageshwar Jyotirlinga

Among 12 powerful Jyotirlingas Nageshwar Jyotirlinga is the first and the most prominent pilgrimage. The divine aura holding an 80-meter tall statue of Lord Shiva is a major attraction to attract tourists towards this pilgrimage. There are a large garden and a pond inside the premise of the temple which adds up more charm to the shrine. The temple is thronged with millions of devotees during the auspicious festival of Maha Shivratri and one of the most crowded places to visit in Dwarka after Dwakadhish temple.

3. Beyt Dwarka

A small and serene island situated along the coastline of Gujarat is known for temples and the sandy beaches. The ambiance of this place is a blend of spiritualism and enthusiasm as it the island is surrounded by many small temples and the view of crystal clear water falling on sandy beaches where one can spot people walking on the beach, children are playing, vendors selling their items and shouting to attract customers.

4. Gopi Talav

The yellowish soil of this Talav holds medicinal values and is known to cure much illness suffered by the tourists and the locals especially related to the skin. The area around the Gopi Talav is surrounded by numerous Ghats where devotees come to take bath before visiting the nearby shrines. The medicinal sand is known as Gopi Chandan which holds a belief of attaining lifelong prosperity and wealth.

Best Time to visit

However, the place is crowded every time but the most preferred time to visit Dwarka is from October to March as one can witness the pleasing and the most comfortable weather during this period.

Places to Visit in Somnath

The origin of this place is based on a belief that Lord Krishna ended up his Leela at this place only and thereafter the temple was constructed.

1. Somnath Temple

Somnath is one of the 12 Jyotirlingas settled in India and is also the confluence point of the three holy rivers Kapila, Hiran, and Saraswati. The temple is beautifully designed in Chalukya style of architecture. The temple is crowded with numerous devotees on the occasion of Shivratri to participate in the rituals and festivities. Not so far from Somnath Vallabh Ghat is a must visit place near Somnath temple from where you experience the eye treating view of the sunset. This is one of the most visited places when you plan for the  Places to Visit in Dwarka Somnath and Gir area.

2. Bhalka Teerth

Located at a distance of 5 km from Somnath, BhalkaTirth is a sacred place where Lord Krishna was shot with an arrow by a hunter while he was resting in the jungle. Lord Krishna forgave the hunter and in the remembrance of this incident, the hunter marked this place as Lord Krishna’s resting place. At the same place the temple was constructed and you can spot an ancient Peepal tree inside the premise of the temple.

3. Somnath Beach

Somnath is not a place known for spiritualism only there are several beaches which make Somnath a sightseeing place also. Somnath beach is located near to the port town of Veraval. Somnath Temple, BhalkaTeerth, Sasan Gir, AhilyaTirth are some other major attractions of the Somnath Beach. Nature lovers and photogenic people must not miss the chance to visit the place if you are on Gujarat excursion.

4. Chorwad Beach

It is believed that there used to be a royal place of the Nawab of Junagadh at the place of the beach. However, the beach is not safe now and swimming is not a good option but the cleanliness of the water and the cool breeze blowing from the ocean makes it an ideal place for swimming. The place got its name by an interesting fact which tells that there was a time when the place was frequented by pirates and people most often visit this place when they plan for places to visit in Dwarka Somnath etc.

Best Time to Visit

Winter is the most ideal time when you plan for places to visit in Dwarka Somnath excursions. The weather is quite pleasing at this time which will make your journey less tiring and more enjoyable.

Gir National Park

A home to Asiatic Lions situated in western India. After Africa, the Asiatic lions are found in Gir National Park only which is surrounded by dense forests. The national park is spread over a large area (covers almost 1412 sq. km.) so you need to give much time to visit this place. The park holds ample flora and fauna especially the Asiatic Lions which make this place diverse from other places in Gujarat.  Almost half of the area is covered with Teak forest and makes it a habitat of several animals. It is also a habitat of around 300 species of birds including serpent eagle, vultures etc. and so it is considered as one of the most splendid bird sanctuaries in India. There are several rules and regulations made by the authority of the Gir National Park which includes you are not allowed to feed, tease or rouse any of the wildlife, smoking is strictly prohibited as it may result in forest fires, do not carry any hunting weapons with you, please maintain the decency and the cleanliness into the environment. None can afford to miss visiting this place if you have planned your vacations for the places to visit in Dwarka Somnath.

Plan accordingly for the Dwarka Somnath trip with Gir National park to avoid the hustle and bustle of the crowds.

Image credit- Canva